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For some, getting catering insurance cover is as natural as buying a house or a car but like anything else in life, nothing can be done without risks. Here are some pointers to remember in order to help you get your money’s worth when purchasing catering insurance without being a victim of catering insurance cover fraud.

First, if the catering insurance cover deal is too good to be true, chances are it is, and by now the warning siren in your mind should sound and alert you of possible catering insurance cover fraud. When approached by insurance agents, do take precautions and be doubly sure that this particular individual is a registered insurance agent and not a fraudster. You can tell by giving a call to the insurance company he or she belongs to and making a quick enquiry. If in doubt, check with your local insurance organization and make sure that the agent is an authorized one, if not you run the risk of having your money cheated by a rogue conmen.

And speaking of money, you should never even think about handing over your precious cash to any insurance agent whether they are authorized or not. You can opt to pay by check, credit card, money order or wire transfer, but never ever put cash into the palms of an insurance agent when it comes to paying catering insurance cover premium. The best practice is to issue a Standing Instruction with your bank and have the premium sent over to your catering insurance cover provider monthly or annual. This negates the risk of having your premium stolen. You need not even remember to manually pay for your catering insurance cover premium each time. If you do hand over a check to an insurance agent, do be adamant and request for a receipt. If you are not issued any, place a call to your catering insurance cover company immediately.

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